ehsaas interest free loan

Ehsaas Interest free loan

ehsaas interest free loan

Are you facing problems with poverty and want to do something for your financial freedom? The government of Pakistan has launched a scheme for you called the ehsaas interest free loan program. Through this loan, you can start your business or expand it. Let’s know more about it.

What is Ehsaas Interest free loan:

Ehsaas program is a big initiative in poverty alleviation. The program has also started interest free loan to help the people of Pakistan who are short of money but have great potential with loans to start their businesses. This program helps them start their startups without any difficulties.

The program aims to give 80,000 loans without any interest each month. Moreover, the government has taken a big step for women in Pakistan. Half of the loans are reserved only for women so that the women can make their success hand in hand with men. It is really a great step toward equality of gender.

Ehsaas interest free loan Eligibility Check:

Eligibility criteria for ehsaas interest free loan is set by governmnent to ensure the success rate of the program. They set different parameters to be eligible for this initiative, and we have covered all these aspects. You can easily check your eligibility for the program by clicking the button.

The following are the different aspects of eligibility:

  1. Age: 18-60 years
  2. Poverty Score: 0-40
  3. Residency: Resident of Targeted Union Council of the district.
  4. Business Plan: Applicant must have an economically good business plan.

Ehsaas Interest Free Laon App:

Ehaas program has also developed an app to access the program virtually throughout the country. You can also get ehsaas interest free loan form download link within the app. If you want to get the app, download it from here.

Ehsaas Loan 75000 Online Registration:

You can apply for the ehsaas trust loan, which is totally interest free. There are two ways by which you can apply for the program. The government accepts oral and written applications for registration of the program. Choose one method of application that suits you.

 In the financial year 2019-20, the federal government has allocated additional funds of PKR 5 billion. Applicants can apply for a loan from 10,000 to 75,000 PKR. However, the average size of the loan observed is PKR 30,000. Out of 80,000 loans given in a month, almost 40,000 loans(half) are allocated only to the deserving women of the country.

Ehsaas Interest Free Loan District List:

After checking your eligibility aspects like poverty score, age and viable business plan, you must check if the program is applicable in your union council, tehsil or district. To check, You have to click on the link given below.

               DISTRICT LIST

Interest Free Loan in Pakistan Banks:

In Pakistan, a number of microfinance and commercial banks provide interest-free loans under government-based initiatives ehsaas poverty reduction schemes. These loans are provided to individuals as well as families who have low incomes and can’t get access to other traditional banks.

These banks require specific eligibility criteria as decided by the government, and the application process is completed by submitting an application and other required documents. Then, evaluation of the application continues by the relevant authority. They will check your eligibility based on the government’s established criteria.

You can employ these loans to kickstart a profitable enterprise or foster its growth, improve housing, or get an education. Banks provide loans on an installment basis, and they are also responsible for getting the repayment of loans on time. These interest-free loans are the best for people because they protect the lower segment from backbone-breaking interests. Thus, it helps a lot in the economic development of these individuals or families.

Several banks in Pakistan have teamed up with the government to provide interest-free loans.

  • National Bank of Pakistan (NBP)
  • First Women Bank Limited
  • Khushhali Microfinance Bank
  • SME Bank Limited
  • The Bank of Punjab
  • Zarai Taraqiati Bank Limited (ZTBL)
  • Habib Metropolitan Bank
  • United Bank Limited (UBL)
  • MCB Bank Limited
  • Faysal Bank Limited
bila sood qarz program

Other Ehsaas Interest free loan in Pakistan:

Pakistan is an Islamic country and believes in interest-free loans. Many banks in Pakistan offer interest-free loan schemes to fulfill their dreams. A substantial portion of the populace calls rented residences their home. These banks offer them interest free house loan schemes to build their own house.

Similarly, many banks provide car loans, business loans and many more. Interest-free loan in Pakistan for a student is also present to give loans for higher education. Interest free loan for a disabled person is also present to help them grow with other segments of society.

Ehsaas Program Loan Scheme Apply Online 2023:

The ehsaas program interest free loan scheme was launched by ex-prime minister Imran Khan in 2019. This scheme is also famous as the Bila sood qarza scheme. You can apply for a Prime Minister interest-free loan by visiting the nearest ehsaas loan center. Tell the administrator about your loans and fill out the application for further approval.

interest free loan apply online

Akhuwat Foundation Loan:

Akhuwat is one of the great organizations working in Pakistan for the welfare of the poor people. You can apply for an Akhuwat Foundation loan which is also a interest free loan through the official website “” You can also fill application form at the akhuwat loan centre near you.

Ehsaas Interest Free Loan Helpline:

You can contact and get any type of information regarding government interest-free loans by this helpline number.

Plot No. 14, Street 12, G 8/1, Islamabad, Pakistan.

Phone: +92 (51) 8439450 – 79

Fax No.: (+92-51) 2234343-79

Email: [email protected]

Final Words:

The government’s initiative, ehsaas interest free loan, is really an impressive work towards poverty alleviation. It offers loans up to 75000 PKR to youth who are under specific poverty scores to run viable startups and business ideas. The people of Pakistan are in need of more initiatives like this.

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